Who We Are
Pioneering Financial Inclusion in India
Chairo Fintech is a pioneering force dedicated to closing the financial accessibility gap in India. We believe that everyone, regardless of their location, deserves easy access to secure and convenient banking services. Through our innovative QTM (Quick Transaction Machine) network, we are transforming local shops into powerful micro-banking hubs, empowering both merchants and communities.
Our journey began with a simple observation: millions of Indians in Tier 2, Tier 3, and rural areas still face significant challenges in accessing basic financial services. We saw an opportunity to solve this problem not with more traditional, high-cost ATMs, but with a smart, scalable, and sustainable solution. The QTM network is our answer—a compliant, low-cost ecosystem designed to drive financial inclusion from the ground up.
Our mission is to empower every Indian citizen with seamless access to essential banking services. We are committed to building a vast and reliable network of smart mini-ATMs, leveraging technology to foster financial inclusion, create new income opportunities for our partners, and strengthen local economies.
We envision a financially inclusive India where secure banking is not a privilege but a neighborhood utility. Our goal is to become the nation's largest and most trusted micro-banking network, ensuring that every community is connected to the formal financial system through our accessible and user-friendly technology.
Our work is guided by a core set of principles:
Innovation: We continuously innovate to create low-cost, high-impact solutions.
Integrity: We operate with complete transparency and adhere to the highest standards of compliance and security.
Partnership: We believe in growing together and are dedicated to the success of our partners.
Social Impact: Our ultimate goal is to create a positive and lasting impact on society by empowering individuals and communities.
QTM Deployments
Secure mini‑ATM installations for local shops and service points.
AEPS/Card/UPI Cash
Withdrawals and deposits over interoperable, bank‑approved rails.
Bills & Utilities
Pay electricity, gas, water, DTH, mobile, FASTag—fast and reliable.
Join Us | 1000+ Partners Nationally!
Let’s Work Together
Why Choose Us?
Chairo delivers QTM with a compliance‑first backbone, rapid deployments, and dependable partner support. From onboarding to growth, every step is designed to make last‑mile banking simple, secure, and scalable.
RBI‑BC aligned processes, bank‑approved API rails, auditable logs, and KYC/UIDAI‑auth flows embedded into daily operations.
Compact installs without AC/security cabins, standardized site‑readiness checklists, and fast go‑live cycles across urban and rural pockets.
Real‑time dashboards for uptime, transactions, and settlements, plus proactive alerts for quick corrective action.
Month‑on‑month campaign calendars, co‑marketing assets, and field playbooks to lift footfall, usage, and partner earnings.
Meet the Team Driving India's Financial Inclusion
Laura Mitchell
CEO & Founder
David Carter
Audit Manager
Emily Thompson
Financial Analyst
John Reynolds
Client Services Director
Sarah Brooks
Accounting Specialist
Robert Hughes
Forensic Accountant
We're Hiring
Our Commitment to Our Partners
We are more than just a technology provider; we are your dedicated partner in growth. We work tirelessly to provide a robust, reliable, and profitable platform that is not only effective but also aligned with your long-term success. Your growth is our growth, and together, we are building the future of financial access in India.
Planned Service Points
We are committed to building a dense and powerful nationwide network, creating more opportunities for our partners and greater convenience for customers.