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Build and Manage Your Network: Appoint and onboard FOFO merchants (retail shops) and promote the FOCO model to local investors.
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Maintain Rolling Inventory: Hold and manage a stock of 10 QTM machines to ensure rapid allocation and activation for new partners in your district.
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Drive Sales and Activations: Lead the sales efforts for both FOFO and FOCO models, ensuring a steady stream of new installations.
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Provide First-Level Support: Offer initial training and basic support to merchants and partners within your network to ensure they operate effectively.
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Earn from Multiple Revenue Streams: Your income is a powerful blend of unit margins on sales, FOCO placement incentives, transaction royalties, and a share of utility service fees.
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Report and Strategize: Provide monthly performance reports to your State Stockist and strategize for continued growth.
The District Distributorship program is a premier opportunity for business leaders to own and operate an exclusive territory. As the official QTM partner for your district, you will be responsible for supplying, activating, and growing the entire mini-ATM network in your area, creating a powerful and multi-faceted business with diverse, scalable revenue streams.
Your Role as a District Leader
We provide you with the framework, training, and support to build a thriving regional business. Your role is to drive sales, manage your network, and ensure operational excellence across your exclusive territory.

Own Your Territory and Build a Distribution Empire
Why Partner with Chairo as a District Distributor?
As a District Distributor, you gain exclusive rights to supply, activate, and grow the QTM mini-ATM network within your assigned district. This allows you to build a protected, focused, and efficient business without competition from other QTM distributors in your area, maximizing your market penetration and profitability.
This model is built for comprehensive, scalable earnings. Your income is generated from multiple sources simultaneously: receive attractive margins on every FOFO and FOCO unit sold, earn special incentives for FOCO placements, collect ongoing royalties from every transaction on live machines, and get a share of all utility service payments in your network.
You are set up for success with end-to-end support from Chairo. We provide a complete distributor onboarding kit, clear pricing policies, comprehensive sales and technical training, and a full suite of marketing creatives and playbooks. A dedicated cloud dashboard and 24/7 backend support ensure you can track and manage your entire district's performance with confidence.
The District Distributorship is more than a sales role—it's a business leadership opportunity. You are empowered to build and manage your own network of merchants and investors. With a strong, compliant product and our full backing, you can strategically scale your operations and build a significant, long-term business asset.
Frequently Asked Questions
How do I get started with a Chairo partnership?
Getting started is easy! Simply contact us to schedule an initial consultation or fill out our online inquiry form. Our team will discuss your goals, explain the different partnership models, and help you determine which opportunity is the best fit for you.
What kind of training and support can I expect?
We provide comprehensive training that covers device operation, transaction processing, compliance requirements, and customer service best practices. Additionally, you will have access to our 24/7 technical support helpline, marketing materials, and a partner dashboard to track your performance and earnings.
How is the security of transactions handled?
Security is our highest priority. All transactions are processed through secure, bank-approved APIs with end-to-end encryption. The QTM device utilizes biometric (UIDAI) and OTP-based authentication, and all operations are fully compliant with RBI and NPCI guidelines.
What are the initial investment costs?
The investment varies depending on the partnership model. The FOCO and FOFO models involve the cost of the QTM device, whereas the Agent program requires no upfront investment. For Distributor and Stockist roles, the investment is linked to inventory and territory size. We will provide a detailed financial breakdown during your consultation.
How and when will I receive my earnings?
Your earnings are automatically settled to your registered bank account at regular, pre-defined intervals. You will have access to a real-time, transparent dashboard that details all your transactions and the commissions you have earned.
Do I need a special license to operate a QTM?
You do not need a special license. A QTM is suitable for any existing retail store, commercial establishment, or area with high footfall. Your location and KYC documents will need to meet our standard verification criteria, and we will manage the necessary bank and regulatory alignments.
What happens if my QTM device has a technical problem?
Our support team is available 24/7 to assist with any issues. We use remote diagnostics to resolve problems quickly. If a hardware issue cannot be fixed remotely, we will provide a replacement device in accordance with our Service Level Agreement (SLA) to minimize downtime.
How is cash handling managed for the QTM device?
For the FOFO (Franchise-Owned, Franchise-Operated) model, the partner is responsible for managing the daily cash float required for customer withdrawals. For the FOCO (Franchise-Owned, Company-Operated) model, all cash logistics are handled by Chairo or our designated cash management agency, making it a hassle-free investment for you.
