The Franchise-Owned, Company-Operated (FOCO) model is the perfect hands-free investment for individuals seeking a fixed monthly income with zero operational involvement. In this model, you own the QTM device, and Chairo takes complete responsibility for its deployment, management, and maintenance, ensuring you receive a predictable return on your investment.
We provide an end-to-end management solution for your QTM device, handling all aspects of operations, cash management, and maintenance to deliver a truly passive income stream for you.
The FOCO model is the ultimate "invest and forget" opportunity. Chairo takes on 100% of the operational responsibility, including identifying the perfect high-footfall location, managing installation, handling daily cash logistics, and ensuring the machine is always running. You simply invest and receive your fixed monthly income without any day-to-day involvement.
Secure a powerful and predictable return on your investment. The FOCO model offers a contractually guaranteed monthly income of ₹15,000 for a full 60-month term. This structure is designed to triple your initial investment, providing a clear and substantial financial outcome that is not affected by market fluctuations or transaction volumes.
Your investment is protected by our expert end-to-end management. We handle all aspects of compliance, security, and maintenance, ensuring your asset operates within all RBI and NPCI guidelines. With real-time monitoring and a dedicated support team, we maximize uptime and safeguard your investment from operational risks.
Unlike purely financial instruments, the FOCO model provides you with ownership of a tangible, physical asset—the QTM device. This adds a layer of security to your investment portfolio. You own the hardware, while we leverage our expertise to make it generate guaranteed revenue for you, creating the perfect balance of ownership and convenience.
Getting started is easy! Simply contact us to schedule an initial consultation or fill out our online inquiry form. Our team will discuss your goals, explain the different partnership models, and help you determine which opportunity is the best fit for you.
We provide comprehensive training that covers device operation, transaction processing, compliance requirements, and customer service best practices. Additionally, you will have access to our 24/7 technical support helpline, marketing materials, and a partner dashboard to track your performance and earnings.
Security is our highest priority. All transactions are processed through secure, bank-approved APIs with end-to-end encryption. The QTM device utilizes biometric (UIDAI) and OTP-based authentication, and all operations are fully compliant with RBI and NPCI guidelines.
The investment varies depending on the partnership model. The FOCO and FOFO models involve the cost of the QTM device, whereas the Agent program requires no upfront investment. For Distributor and Stockist roles, the investment is linked to inventory and territory size. We will provide a detailed financial breakdown during your consultation.
Your earnings are automatically settled to your registered bank account at regular, pre-defined intervals. You will have access to a real-time, transparent dashboard that details all your transactions and the commissions you have earned.
You do not need a special license. A QTM is suitable for any existing retail store, commercial establishment, or area with high footfall. Your location and KYC documents will need to meet our standard verification criteria, and we will manage the necessary bank and regulatory alignments.
Our support team is available 24/7 to assist with any issues. We use remote diagnostics to resolve problems quickly. If a hardware issue cannot be fixed remotely, we will provide a replacement device in accordance with our Service Level Agreement (SLA) to minimize downtime.
For the FOFO (Franchise-Owned, Franchise-Operated) model, the partner is responsible for managing the daily cash float required for customer withdrawals. For the FOCO (Franchise-Owned, Company-Operated) model, all cash logistics are handled by Chairo or our designated cash management agency, making it a hassle-free investment for you.
